Individual & Family Insurance Plans
Term Life Insurance
Term Life Insurance provides a death benefit for a limited period of time. Term insurance is only good for a period of time, because it has a TERMination date. Term insurance is typically the cheapest type of life insurance, which makes it attractive; however, it only pays if the insurer dies during the policy term.
Whole Life Insurance
Whole Life Insurance (also known as permanent life insurance) provides death benefits for the entire life of the insured. With a few exceptions, your policy cannot be canceled by the carrier once you have been approved for the coverage. Whole life insurance builds cash at a fixed rate determined by the insurer at the time of purchase. The insurer can borrow against the cash value in the form of a loan for any purpose. This reduces the death benefit and available cash surrender value.
Universal Life Insurance
With universal life insurance, you pay a monthly fee that splits into two parts: One covers life insurance and the other goes into savings and investment. It’s meant to be more flexible by allowing you, the policy holder, to choose how much premium you pay within a certain range
Have A Question?
Contact us today and one of our friendly and experienced agents will reach out to you!
Pete specializes in life, health, medicare, annuities, retirement and group insurance.
3 Easy Steps To Get Your Policy
Complete Our Free Quote Form Online
Answer a few quick questions online from your computer, tablet, or smart phone!
Speak With An Agent
One of our agents will contact you by phone or email to complete your application.
Get Your Policy
Your dedicated agent will walk you through the entire process and find the best policy for you.